USE CASE · DISPUTES

Win back the revenue you already earned.

A chargeback is a sale you already delivered, taken back by someone else's deadline. Truatos catches every dispute the moment it lands, assembles the evidence the issuer actually reads, and submits before the clock runs out. It contests what's winnable and concedes what isn't.

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CASE #5821 · REASON 13.1Building
AI reading every system that touched the order
ERP CRM PSP Carrier Helpdesk History
85%
Estimated win likelihood
AVS & CVV match on authorizationPSP
Delivery confirmation, signedCARRIER
Prior undisputed orders, same cardHISTORY
Support thread & refund offerHELPDESK
Representment PDF assembledREADY
01·The cost of doing nothing

Most disputes are never fought.
That's revenue, gone by default.

Deadlines are tight, evidence is scattered across five systems, and the manual win rate barely covers the effort. So teams write chargebacks off. The losses then compound quietly.

$3.80
lost for every $1 disputed, once fees, lost goods and overhead are counted.
Source · Chargebacks911 industry data
~0%
average win rate when disputes are handled manually and inconsistently.
Source · Industry benchmark 2024
7–21d
representment window. Miss it and the dispute is lost with no appeal.
Varies by card network & reason code
02·How Truatos recovers it

Every dispute, fought the way the issuer reads it.

01

Catch it the second it lands.

Dispute webhooks from every PSP are normalized into one pipeline. No inbox to watch, no portal to refresh. The case opens itself with the deadline already on the clock.

02

Consolidate the whole story.

Transaction, customer history, fulfilment, AVS/CVV, support threads, device and IP, all pulled from your ERP, CRM, carrier and helpdesk into a single case file.

03

Score, then decide.

The model classifies the reason code and estimates win likelihood. Strong cases get built and submitted; weak ones are conceded so your team never wastes a minute on a fight it can't win.

04

Build the packet, submit on time.

A representment PDF tailored to the network and reason code, assembled with the evidence that moves the needle, and filed before the deadline. The full reasoning stays in the audit trail.

THE NUMBER THAT MATTERS
85%

Chargeback win-rate ceiling on tuned flows. The industry sits around 30%. The gap is your unrecovered revenue.

SOURCE · CHARGEBACK911 INDUSTRY REPORT 2024 RESULTS VARY WITH FLOW MATURITY
03·What changes for your team

Less manual work. More revenue kept.

Up to 0%
win rate on
tuned flows
0%
of disputes triaged,
none missed
Sub-0m
from webhook to
evidence packet
Every
decision logged with
the reasoning behind it

Show us a month of disputes. We'll show you the gap.

··Frequently asked

Frequently asked questions.

How does Truatos win chargebacks?

Truatos consolidates transaction, customer, fulfilment and communication context, classifies the dispute reason code, scores the likelihood of winning, assembles the evidence packet, and submits it to the PSP before the representment deadline. All of it runs automatically.

What chargeback win rate can I expect?

On tuned flows the win-rate ceiling is around 85%, versus an industry average near 30%. Results vary with evidence availability and flow maturity.

Which payment providers does it work with?

Truatos connects to the PSPs you already use, including Stripe, Adyen, Mercado Pago, Cielo, Rede and PagSeguro. It normalizes their dispute webhooks into one pipeline.